Dave Monnerat is a Senior Data Science Product Owner at Vanguard specializing in using data and AI to create powerful experiences for Vanguard and its clients with a heavy focus on AI research, natural language processing (NLP), and other areas where AI and machine learning can improve the customer experience. Prior to his role at Vanguard, Dave had built software and data solutions across multiple product lines at Comcast including Xfinity Home and the Comcast Xfinity assistant chatbot. His innovative approach to problem-solving resulted in 25 granted patents and 10 patents pending. Dave also worked for Comcast's Intellectual Property team to help other Comcast inventors turn their ideas into potentially patentable solutions that leveraged technologies including machine learning, virtual reality, and wireless. Dave holds a Master's Degree in Information Systems from the University of Colorado at Denver, and is a U.S. Army veteran. He lives in Pennsylvania with his wife and son.