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Vineet Agrwal
VP: Firmwide Head of AI Risk Management, Cybersecurity, Technology and Resiliency (2nd Line),
American Express
Chief Technology Risk Officer | Board Chair | AI & Cybersecurity Executive
Vineet Agrwal serves as American Express's firmwide head of Independent Risk Management (IRM) for Artificial Intelligence, Cybersecurity, Technology, and Resiliency —overseeing enterprise-wide risk governance across AXP's most critical risk domains. As Board Chair of the Audit and Compliance Committee for American Express Banking Corporation and Chair of AXP's Generative AI Risk Advisory Council, he drives strategic risk oversight at the highest organizational levels.
A proven C-suite risk executive with 23 years of leadership experience, Vineet has built and scaled risk management organizations while maintaining direct engagement with federal regulators and board stakeholders. He architected AXP's second-line AI Risk Management, cybersecurity and resiliency functions, and established comprehensive risk frameworks aligned with OCC Heightened Standards, positioning the enterprise for sustainable growth in an evolving regulatory landscape.
Over 15 years at AXP, Vineet has delivered measurable results across multiple P&L responsibilities—from Chief Credit Officer for Enterprise Growth (Prepaid) to leading Global Risk & Compliance. He spearheaded enterprise-level fraud prevention initiatives, including Account Take Over authentication and merchant fraud programs, while driving digital transformation across Enterprise Digital & Data Solutions.
A Certified Information Security Manager (CISM) and patent holder in big data analytics, Vineet is a sought-after keynote speaker on AI governance, cybersecurity, and risk management. His expertise has earned multiple industry awards in machine learning and internal recognition including Chief Risk Officer and Chairman's awards at AXP.
Master's and Bachelor's degrees in Microelectronics from Indian Institute of Technology Bombay, with eight years of analytics consulting experience at EXL Services prior to joining American Express.
Based in Jersey City, NJ, Vineet balances executive responsibilities with deep family commitments, residing with his wife, 12-year-old son, and mother-in-law. As a certified meditation and breathwork coach, he has dedicated three decades to volunteering with the Art of Living Foundation, driving mental wellness initiatives across local communities.
Vineet Agrwal serves as American Express's firmwide head of Independent Risk Management (IRM) for Artificial Intelligence, Cybersecurity, Technology, and Resiliency —overseeing enterprise-wide risk governance across AXP's most critical risk domains. As Board Chair of the Audit and Compliance Committee for American Express Banking Corporation and Chair of AXP's Generative AI Risk Advisory Council, he drives strategic risk oversight at the highest organizational levels.
A proven C-suite risk executive with 23 years of leadership experience, Vineet has built and scaled risk management organizations while maintaining direct engagement with federal regulators and board stakeholders. He architected AXP's second-line AI Risk Management, cybersecurity and resiliency functions, and established comprehensive risk frameworks aligned with OCC Heightened Standards, positioning the enterprise for sustainable growth in an evolving regulatory landscape.
Over 15 years at AXP, Vineet has delivered measurable results across multiple P&L responsibilities—from Chief Credit Officer for Enterprise Growth (Prepaid) to leading Global Risk & Compliance. He spearheaded enterprise-level fraud prevention initiatives, including Account Take Over authentication and merchant fraud programs, while driving digital transformation across Enterprise Digital & Data Solutions.
A Certified Information Security Manager (CISM) and patent holder in big data analytics, Vineet is a sought-after keynote speaker on AI governance, cybersecurity, and risk management. His expertise has earned multiple industry awards in machine learning and internal recognition including Chief Risk Officer and Chairman's awards at AXP.
Master's and Bachelor's degrees in Microelectronics from Indian Institute of Technology Bombay, with eight years of analytics consulting experience at EXL Services prior to joining American Express.
Based in Jersey City, NJ, Vineet balances executive responsibilities with deep family commitments, residing with his wife, 12-year-old son, and mother-in-law. As a certified meditation and breathwork coach, he has dedicated three decades to volunteering with the Art of Living Foundation, driving mental wellness initiatives across local communities.
Sessions
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11-Dec-2025AI at Scale StageThe AI Governance Triangle: Harmonizing C-Suite, Legal, and Tech
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